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Camera gear Insurance

I was wondering about who has good camera equipment coverage. Thanks John 

by John Roark at 2005-09-26 09:50:08 UTC (ed. Mar 12 2008 ) Portland, ME , United States | Bookmark | | Report spam→

good people, I like them. I have not had to use them yet, but so far so good.

Hays Companies ofWashington D.C.
1250 24th St., NW
Suite 725
Wash, D.C. 20037
fax 202-263-4001


by [former member] | 26 Sep 2005 10:09 | | Report spam→
I second that. Haven’t had to use them (knock on wood), but they seem helpful, fair and being associated with NPPA, know what you need.

by Morgan Hagar | 26 Sep 2005 10:09 | Los Angeles, CA., United States | | Report spam→
just completed a claim with hayes. they were very good.

by David Blumenfeld | 28 Sep 2005 13:09 | Jerusalem, Israel | | Report spam→
The only problem with Hayes is that their deductable is huge ($500 for repairs).  I have heard a rumor on this board that there is another company that has a more reasonable deductable, but I don’t remember what it is.


by Scout Tufankjian | 28 Sep 2005 16:09 | Brooklyn, United States | | Report spam→
I keep my gear insured through a rider on my home owners insurance. Since they are scheduled items there is no deductable. The down side is the one time I made a claim I was dropped by the last company that held my home owners policy (and finding a new company was a total pain in the ass).
I did some research into Hayes arounf that time and they looked good to me, but they told me you have to belong to NPPA or they won’t insure you.

by Mike Brown | 28 Sep 2005 21:09 | Memphis, United States | | Report spam→
I got mine with Thomas C. Pickard and Co.. They pretty much deal strictly with photographers and the film industry. Their base package covers $15,000 camera and lighting gear plus extra coverage to include computers, laptops, rentals, and $2 million liability. Coverage is worldwide but excludes warzones, and oddly enough, 60+ passenger ships. Rates are between $500-$800 depending where you reside. I must say though that I have yet to make a claim (knock on wood), so I don’t know how they will respond. I have heard good things. They are at http://www.groupinsure.com/ I dealt with Casey Berry. He was able to communicate in very plain language what was covered, and what wasn’t.

Do a search here on LS, and you will get more options from previous threads with the same question.

I highly recommend liability coverage in this day and age. The cost to repair a broken hip on the elderly woman you accidentally knocked down while walking backwards and shooting Martha Stewart coming out of her probation office (for example) is much more than that of a bag of cameras.

by Jethro Soudant | 29 Sep 2005 12:09 | Buffalo, NY, United States | | Report spam→
Thanks everyone. John

by John Roark | 30 Sep 2005 08:09 | Portland, ME, United States | | Report spam→

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John Roark, Photographer John Roark
Twisp, Wa , United States
Morgan Hagar, Documentary Photographer Morgan Hagar
Documentary Photographer
Los Angeles, Ca , United States
David Blumenfeld, Photojournalist David Blumenfeld
Jerusalem , Israel
Scout Tufankjian, Red Sox Fan, Snapper Scout Tufankjian
Red Sox Fan, Snapper
Brooklyn! , United States
Mike Brown, Photographer Mike Brown
Memphis , United States
Jethro Soudant, Photographer Jethro Soudant
Buffalo, Ny , United States


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