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PDN: Low-cost insurance for Photojournalists working abroad

Sorry if this is a repost, but in case anyone missed it, it seems worth looking into for anyone working abroad.

Link to PDN story published May 18 2011: http://www.pdnonline.com/pdn/features/Low-Cost-Insurance-F-2766.shtml

From the article:

“Both insurance plans that RSF provides in partnership with Escapade Insurances allow photographers to enroll quickly, and relatively inexpensively. You can download a full description of the plans at the Reporters Without Borders web site.

The first, more basic “Essential Plan” costs 1.40 Euros (about $1.98 US) per day; an extra premium of 9 Euros (about $12.80) per day is charged in certain high risk areas, which currently include Iraq, Afghanistan, Israel, the West Bank, Gaza, the Democratic Republic of Congo, Somalia, Yemen, Georgia and the Russian Federation; the list of hot spots is subject to change.

The Essential Plan covers all medical costs, including emergency medical care and evacuation or repatriation costs. Pre-existing conditions are not covered, nor are injuries sustained while traveling in a military or government vehicle.

The second, “Extended Plan,” varies in price, according to the level of risk in the destination country. It covers all medical costs up to 630,000 Euros (about $896,000 US), with no deductible, and pays for hospital bills over 300 Euros. It also covers emergency evacuation. This plan provides some dental coverage in the event of an accident. Unlike the Essential plan, it does cover injuries sustained while riding in a military of government vehicle.

Both plans allow you to pay extra for policies that provide benefits in the event of death or dismemberment; these add-ons must be arranged through Escapades Insurance.

Reporters Without Borders provides additional services for journalists, including training for those headed to war zones, and loans helmets and flak jackets for up to two months free of charge (a deposit is required). The organization also provides a free first aid kid with a logo on it; if you’d like to assemble your own, you can see the list of first aid supplies to include at the RSF web site. Finally, RSF also offers free trauma and psychological counseling, another valuable benefit to the photography community."

by Dan Perez de la Garza at 2011-05-19 19:35:22 UTC | Bookmark | | Report spam→

Good,Is their similar policy for Fixers also?

by Dinesh Dubey | 20 May 2011 05:05 | Mumbai / Bombay - India, India | | Report spam→
http://www.poynter.org/latest-news/top-stories/132724/what-news-organizations-owe-the-fixers-they-rely-on-leave-behind-in-foreign-countries/

“According to the Committee to Protect Journalists, companies can take out specialized insurance for local hires, too. A Committee to Protect Journalists employee said insurance for fixers is available in conflict zones, but it’s expensive and companies rarely buy it.”

There’s some discussion going on on the back end to develop insurance policies for freelancers to cover local hires – and unfortunately, it looks like freelancers may have to lead the way for mainstream news organizations.

by teru kuwayama | 11 Jul 2011 00:07 | New York City, United States | | Report spam→

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Participants

Dan Perez de la Garza, Dan Perez de la Garza
Brooklyn, Ny , United States
Dinesh Dubey, Fixer In India Dinesh Dubey
Fixer In India
(FIXER Stringer/LINE PRODUCER)
Mumbai , India
teru kuwayama, I/O teru kuwayama
I/O
New York , United States


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